From the settlement statement to the last repair receipt.

One file for your property.
From closing day
to closing day.

Disclosy is where homeowners and self-managing landlords keep everything about their properties. One home or a few units, mortgage to move-out. Every document lands in one place from the day you buy to the day you sell.

Stay Organized

Settlement Statement

123 Maple Street

Closing

March 14, 2019

Titan Roofing

Full tear-off & re-roof

$18,400

March 12, 2022

Lease Agreement

Unit B — 2BR / 1BA

Signed

August 14, 2025

ABC Termite & Pest

Annual inspection — clear

No charge

September 30, 2025

VERIFIED4 SEC LOOKUP

Ask agent about HOA docs before we list —

The paper trail, start to finish

Every stage of owning property generates paperwork. Disclosy keeps it filed automatically.

1

Closing day

Settlement statement, inspection, first warranties

2

Ownership

Repairs and routine maintenance, as they happen

3

Tax season

Expenses sorted by property, ready for Schedule E

4

Selling

A disclosure packet that's already written itself

What you don't remember can still cost you

Missing records don't just slow you down at the closing table — they're the difference between a clean disclosure and a dispute, or a fair tax bill and an inflated one.

RISK — DISCLOSURE

Three years after closing

A buyer claims you knew about a leaky roof and never disclosed it. Without a dated repair record, it comes down to your word against theirs — and disclosure disputes routinely cost far more than the repair itself would have.

✓

Disclosy: every repair, dated and attached to your disclosure — automatically.

RISK — TAX BASIS

Ten years of receipts, gone

You spent $40,000 on capital improvements — but only $12,000 in receipts survived the move, the flood, the email account you closed. That missing $28,000 can't be added to your cost basis, so you're taxed on profit you never made.

✓

Disclosy: every capital improvement filed the day it happens, ready for your cost basis at sale.

Good records don't just make selling easier, they're your proof — the day someone asks.

Built for however you own

Whether it's the house you live in or a few units you manage yourself, the record-keeping instinct is the same — there's just more of it.

HOMEOWNER

One home

Where every homeowner starts

  • — Settlement statement & closing docs, filed day one
  • — Warranty tracking with expiration reminders
  • — Routine maintenance schedule: filters, gutters, water heater flush
  • — One-click disclosure packet when you sell

Self-managed rentals

Everything in Homeowner, per property — plus

  • — Tenant portal with online rent payments and automatic receipts
  • — Maintenance requests filed directly into the property record
  • — Lease documents, deposits, and move-in and move-out checklists
  • — Per-property expense ledger, exportable when it's time to file

If you self-manage, your tenants get a portal too

Send a new tenant an invite. They pay rent, see their payment history, and report a maintenance issue with a photo — no more chasing a check or missing a text about a leak.

Every payment and every request files itself into the same record as everything else on the property.

Hi, JordanUnit B
Pay rentMaintenanceDocuments

September rent

$2,450

Due October 1

Auto-receipt sent to landlord's file

Report an issue

+ Add a photo of the leak

When April comes, the export is already done.

Every expense is tagged by property and category as it's filed — repairs, capital improvements, insurance, property tax — so your accountant gets a clean Schedule E instead of a shoebox.

PropertyCategoryAmount
123 Maple StreetRoof — Titan Roofing$18,400.00
123 Maple StreetWater heater — Rheem$1,180.00
Unit B (rental)HVAC service$340.00
Unit B (rental)Property tax$2,410.00
Total, exportable by property →